Your deductible is your share of the loss. It is subtracted from your insurance settlement. Your insurance settlement, plus your deductible equa...
Depreciation is applied in an insurance settlement based on the age and condition of the replaced items at the time of the loss and will be noted ...
The mortgage company has an insurable interest in the property. The Mortgagee clause, contained in the Conditions section of your policy, requires...
You are free to use the contractor of your choice to complete repairs on your property. If you do not know how to find a contractor, CSE is a memb...
CSE will provide you with an estimate as a basis for our adjustment of this claim. It is the insured’s right and responsibility to choose and work...
Your insurance company owes for replacement material of like kind and quality to a reasonable uniform appearance. If, after a loss, you want to up...
When a covered loss makes your residence unfit to reside in, CSE partners with housing vendors who can locate temporary lodging accommodations for...
The policy covers the necessary increase in living expenses incurred spent by you so that your household can maintain its normal standard of livin...
If another party is responsible for the damage to your home and CSE has paid the claim less your deductible, CSE will subrogate against that person...